Central Settlement
We handle payment processing and invoice settlement between member businesses and their suppliers — including del credere protection — so bakeries can focus on their craft instead of paperwork.
Free consultationYour Cooperative Partner for a Strong Trade.
BÄKO-ZENTRALE eG supports bakeries and confectioneries with a comprehensive range of goods, central settlement, technology and digital solutions — cooperative strength for the craft, bundled from a single source.
What We Offer
Everything for Your Bakery — From One Source
From goods and raw materials to central settlement, technology and digital tools — BÄKO bundles the strengths of the cooperative along the entire value chain.
Goods & Raw Materials
A comprehensive range of baking raw materials, ingredients and packaging — reliable quality and availability for bakeries and confectioneries, delivered when you need it.
Free consultationTechnology & Equipment
From ovens and proofing systems to complete shop fittings — we supply and support the technical equipment that keeps your bakery running efficiently every day.
Free consultationBÄKO-PAY
Our cashless payment solution makes checkout fast and secure for your customers, with transparent conditions and reliable settlement built for the bakery trade.
Free consultationDigital Solutions
BackOfficeDigital, AI-based BÄKO-AutoPOS and the BÄKO-HIN/T whistleblower portal — smart digital tools that modernise your operations and keep you compliant.
Free consultationConsulting & Education
Expert consulting, the BÄKO-magazin, workshops and the BÄKO-BackKultur recipe collection — knowledge and inspiration to keep your craft strong.
Free consultation
Getting Started
How It Works
Working with BÄKO is straightforward — we listen first, then bundle the goods and services that fit your business.
1
Get in Touch
Tell us about your bakery or confectionery and what you need — goods, settlement, technology or digital tools. The first consultation is free and without obligation.
2
We Understand Your Needs
Together we look at your operations and requirements, so we can recommend exactly the goods and services that bring you the most value.
3
Your Solution from the Cooperative
You receive a tailored package — supply, central settlement, technology or digital tools — bundled from a single source with cooperative conditions.
4
Ongoing Partnership
As a cooperative we stay by your side — with reliable delivery, dependable settlement and continuous support, as a partner committed to your success.
Why BÄKO
Why Choose Us
Over a century of tradition combined with cooperative strength and modern services — a partner that keeps the baking trade strong.
More Than 100 Years of Tradition
Rooted in the baking trade for well over a century, BÄKO stands for continuity, reliability and deep understanding of the craft.
Cooperative Strength
As a cooperative we bundle the buying power and knowledge of many businesses — so every member benefits from better conditions and shared strength.
BaFin-supervised Institution
Our central settlement is handled with the diligence of a supervised institution, meeting high standards of security and financial reliability.
Everything from One Source
Goods, settlement, technology, payment and digital tools — bundled from a single trusted partner, so you save time and keep full oversight.
Client Feedback
What Our Clients Say
Feedback from bakers and confectioners who rely on BÄKO every day.
Central settlement through BÄKO has taken so much administrative work off our hands. One statement, one payment — our suppliers are paid reliably and we save hours every week.
The range of goods and raw materials is outstanding. Whatever we need for the bakery, BÄKO delivers reliable quality on time. A partner we can truly count on.
From the oven to the shop fittings, BÄKO equipped our confectionery completely. Great advice and dependable service throughout.
BÄKO-PAY made our checkout faster and our customers love it. Setup was simple and the conditions are fair and transparent.
The digital tools, especially BackOfficeDigital, really modernised our administration. Everything is clearer and we save a lot of time.
Being part of the cooperative gives us strength we could never have alone — better conditions, real support and a genuine sense of community.
Goods, settlement, technology and advice all from one source — that is exactly what a busy bakery needs. BÄKO simply makes our day-to-day easier.
Questions
Frequently Asked Questions
Answers to the questions we hear most often. If yours isn't here, reach out for a free consultation.
BÄKO-ZENTRALE eG is a cooperative for the bakery and confectionery trade. We provide a comprehensive range of goods and raw materials, central settlement, technology and equipment, the BÄKO-PAY payment solution, digital tools and expert consulting — all from a single source.
Central settlement is a simplified accounting system: BÄKO handles payment processing and invoice settlement between member businesses and their suppliers, including del credere protection. Members receive one clear statement instead of many individual invoices — saving time and reducing risk.
Bakeries, confectioneries and related craft businesses can join the cooperative. As a member you benefit from cooperative conditions on goods, central settlement, technology and services. Get in touch and we will explain how membership works.
Our digital portfolio includes BackOfficeDigital for business management, the AI-based BÄKO-AutoPOS to optimise checkout, and the BÄKO-HIN/T portal for legally compliant whistleblower protection — smart tools built for the bakery trade.
Simply fill in the contact form below with a few details. Our team will get back to you to understand your needs, answer your questions and arrange a free, no-obligation consultation.
Request a Consultation
Tell us a little about your bakery or confectionery and what you need, and our team will get back to you. The first consultation is free and without obligation.
Am Kiekenbusch 4, 47269 Duisburg, Deutschland
+49 203 7684-0
Thank you!
Your enquiry has been received. Our team will contact you shortly regarding your consultation with BÄKO.